Tuesday, September 15, 2026

News for all Sparkasse customers: what to expect from ATMs with immediate effect

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Sparkasse introduces smartphone withdrawal

Sparkasse customers can look forward to a new feature at the company’s ATMs. It will also be possible to withdraw money using a smartphone in the future.

Savings Bank customers now have even more freedom when withdrawing money. Like the “Caschy Blog” page reported, the company is launching contactless pickup via smartphone. Previously, Sparkasse customers could already get their money contactless via Girocard at some machines. In the future, smartphones should suffice for this.

The process is carried out on Android smartphones through the application “mobile payment“. iPhone users turn to Apple wallet. If you are at an ATM with NFC function, you need to unlock the device, launch the corresponding application, and hold the smartphone on the marked place on the machine.

Sparkasse allows withdrawals via smartphone

In future, the Girocard will no longer be required at Sparkasse ATMs.
In future, the Girocard will no longer be required at Sparkasse ATMs.

Photo: Benjamin Nolte/dpa-tmn

The ATM’s NFC interface now reads the digital card on the smartphone and enables the “Withdraw Money” option at the machine. However, the card PIN is still required for the process at the end. Therefore, it is not possible to withdraw money without contact. However, some Sparkasse customers will probably prefer this option because they don’t have to carry their wallet with them.

The step taken by the savings bank is not only a relief to its own customers, but also a signal to the competition. Recently, the Volks- und Raiffeisenbanken decided to stop withdrawing money via smartphones. The savings bank may also be targeting competitor customers who are now losing this feature.

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Toni Morrison
Toni Morrison
Toni Morrison was a celebrated American author whose novels earned worldwide recognition for their depth, artistry, and cultural significance. Her influential works continue to inspire readers and writers across generations.

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