Monday, April 15, 2024

Mobile apps in Brest: to save effortlessly


Thomas Ramé, one of the co-founders of, is based in the Village by CA Finistère, within the Capucins workshops in Brest. (© Côté Brest).

TO smartphone app meant to help people save money intelligently by assigning a percentage to a donation pot, choosing the beneficiary associations. Is, created by three alumni of the” National School of Engineers Brest (Enib).

Thomas Ramé, 27, from Saint-Brieuc in the Côtes-d’Armor and living in Brest, Cyril Goust, 31, from Dreux in Eure-et-Loir and living in Nantes, and Fabien Lamaison, 45, originally from Blaye in Gironde and who lives in San Francisco, did not attend the establishment at the same time. But they met to make this project come true. “Through the alumni office”, informs Thomas Ramé, who has set up his office in the Village of CA Finistère in the Capuchin workshops. When the other co-founders are in Nantes, for Cyril Goust, and in San Francisco for Fabien Lamaison.

“I was looking for an internship in Silicon Valley and I contacted Fabien, who worked at a video game company, and he helped me find accommodation. Cyril did an internship in Miami at Fabien’s company. On his return to France, Thomas Ramé worked for a year on a work-study program in innovation at Crédit mutuel Arkéa, whose head office is in Relecq-Kerhuon.

First in the United States

The three engineers were developing projects in their spare time. That of the application to facilitate savings to people corresponded to their common values. Today, they are working full time on their project. The app will launch in the United States in early November. “So if it works, we can offer it in France and in Europe, but we will have to find a financial partner. “

The three co-founders have the support of various professionals with complementary skills. “We started with our own funds and since then we have managed to raise $ 120,000. This has allowed us to make good progress. 1it is November, we will put online, in WeFunder, an American platform, a crowdfunding campaign. In order to allow investors to take shares in the capital of the company. “

But what exactly is

“The idea of ​​our application is to allow you to save according to your current financial health. Our system compares expenses and income and advises an amount of savings, which will be entered into the person’s account (which accrues interest), once or twice a week, as they wish and if they can, for example ”, he explains. Thomas. Ramé. The sum can be adjusted at any time. A percentage will be donated to one (or more) associations chosen by the account holder. If you decide to donate one euro, the association will receive one euro. There is no charge. “

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Free service

Specifically, if it turns out that a person can save 100 euros a week, 95 can be deposited in their account, and a donation of five euros will be made to the local, national or international association that is determined in the ‘advance’ . “We encourage people to give more locally, so they can more easily appreciate the impact of their gesture. “

The service is free for individuals and associations. “The goal is really to help people manage their savings according to their means, while helping the local community. “

To follow : Thursday, October 21, 2021, Fabulink to read comics online ; Friday 22, Sara, a navigation aid for the visually impaired ; Saturday 23, Betting on sports just for fun ; Sunday 24, Gowwiz to remove jet lag effects.

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Ebenezer Robbins
Ebenezer Robbins
Introvert. Beer guru. Communicator. Travel fanatic. Web advocate. Certified alcohol geek. Tv buff. Subtly charming internet aficionado.

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